Civil Engineer Salary After Tax in Minnesota (2026)

Median wage: $101,440/year → Take-home: $74,372/year ($6,198/mo)

Full Tax Breakdown — $101,440 in Minnesota

Annual Take-Home$74,372After all taxes

Monthly$6,198Net per month

Bi-Weekly$2,860Every 2 weeks

Effective Tax Rate26.7%Fed + state + FICA + levies

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$446/yr in state payroll deductions beyond income tax and FICA — Minnesota Paid Leave ($446). Mandatory and withheld from every paycheck.

Where Your Money Goes

26.7%effective rate

Take-Home$74,37273.3%

Federal Tax$13,48713.3%

State & Local Tax$5,3755.3%

FICA$7,7607.6%

MN Paid Leave$4460.4%

Federal Tax Brackets

10%

$1,240

12%

$4,560

22%

$7,687

Affordability Snapshot

Based on your $6,198/mo take-home — 50/30/20 rule

Needs (50%)$3,099/mo

Rent, groceries, utilities, transport

Wants (30%)$1,859/mo

Dining, entertainment, hobbies

Savings (20%)$1,240/mo

401k, emergency fund, investments

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Recommended Max Rent

$1,859/mo

30% of monthly take-home — the commonly recommended housing cost ceiling.

Annual Savings Potential

$14,874

Daily Take-Home

$286

Paycheck Breakdown

All figures in USD

Item	Annual	Monthly	Bi-Weekly	Weekly	Daily	Hourly
Gross Pay	$101,440	$8,453	$3,902	$1,951	$390	$49
Federal Income Tax	−$13,487	−$1,124	−$519	−$259	−$52	−$6
State Income Tax	−$5,375	−$448	−$207	−$103	−$21	−$3
Social Security	−$6,289	−$524	−$242	−$121	−$24	−$3
Medicare	−$1,471	−$123	−$57	−$28	−$6	−$1
MN Paid Leave	−$446	−$37	−$17	−$9	−$2	−$0
Total Taxes	−$27,068	−$2,256	−$1,041	−$521	−$104	−$13
Take-Home Pay	$74,372	$6,198	$2,860	$1,430	$286	$36

Federal Rate

13.3%

State Rate

5.7%

Total Rate

26.7%

State-by-State Comparison

Same $101,440 salary across popular states

State	Take-Home	Total Tax	Eff. Rate
TXTexasNo Tax	$80,193	$21,247	20.9%
FLFloridaNo Tax	$80,193	$21,247	20.9%
NVNevadaNo Tax	$80,193	$21,247	20.9%
WAWashingtonNo Tax	$78,786 -$1,407	$22,654 -$1,407/yr	22.3%
OHOhio	$78,186 -$2,007	$23,254 -$2,007/yr	22.9%
PAPennsylvania	$77,008 -$3,185	$24,432 -$3,185/yr	24.1%
ILIllinois	$75,317 -$4,876	$26,123 -$4,876/yr	25.8%
NYNew York	$74,805 -$5,388	$26,635 -$5,388/yr	26.3%
MNMinnesotaYou	$74,372 -$5,821	$27,068 -$5,821/yr	26.7%
CACalifornia	$73,531 -$6,662	$27,909 -$6,662/yr	27.5%

Ways to Increase Your Take-Home

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A $5,000 401(k) contribution saves $1,440/yr in taxes

Pre-tax 401(k) contributions reduce your federal and state taxable income. Contributing an additional $5,000 would increase your monthly take-home by $417 while building retirement savings.

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Married filing jointly saves $6,938/yr

If you're married, filing jointly gives you a $32,200 standard deduction (vs $16,100 single) and wider tax brackets. This would add $578/month to your take-home.

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Moving to a no-tax state could net $5,821 more per year

States like Texas and Florida have no state income tax. At your salary, moving to Texas would mean $5,821/year more take-home — $485/month — with no change to your gross salary.

Compare states →

Results for $101,440 salary · 2026 tax year

At a Glance

Annual Gross

$101,440

Annual Take-Home

$74,372

Monthly

$6,198

Bi-Weekly

$2,860

Weekly

$1,430

Hourly

$35.77

Federal Income Tax

$13,487

13.3% of gross

State Income Tax

$5,375

5.3% of gross

FICA (SS + Medicare)

$7,760

7.6% of gross

MN Paid Leave

$446

0.4% of gross

What does a Civil Engineer earn after taxes in Minnesota?

The median annual wage for a civil engineer in Minnesota is $101,440 according to BLS data. After federal income tax, FICA, Minnesota state income tax, and Minnesota's MN Paid Leave payroll levy, the estimated take-home is $74,372/year or $6,198/month.

The effective total tax rate is 26.7%. Compared to the national median ($99,590), Minnesota pays above average ($1,850 more/yr).