Civil Engineer Salary After Tax in Minnesota (2026)

Median wage: $101,440/year → Take-home: $74,819/year ($6,235/mo)

Full Tax Breakdown — $101,440 in Minnesota

Annual Take-Home$74,819After all taxes

Monthly$6,235Net per month

Bi-Weekly$2,878Every 2 weeks

Effective Tax Rate26.2%Fed + state + FICA

Where Your Money Goes

26.2%effective rate

Take-Home$74,81973.8%

Federal Tax$13,48713.3%

State & Local Tax$5,3755.3%

FICA$7,7607.6%

Federal Tax Brackets

10%

$1,240

12%

$4,560

22%

$7,687

Affordability Snapshot

Based on your $6,235/mo take-home — 50/30/20 rule

Needs (50%)$3,117/mo

Rent, groceries, utilities, transport

Wants (30%)$1,870/mo

Dining, entertainment, hobbies

Savings (20%)$1,247/mo

401k, emergency fund, investments

🏠

Recommended Max Rent

$1,870/mo

30% of monthly take-home — the commonly recommended housing cost ceiling.

Annual Savings Potential

$14,964

Daily Take-Home

$288

Paycheck Breakdown

All figures in USD

Item	Annual	Monthly	Bi-Weekly	Weekly	Daily	Hourly
Gross Pay	$101,440	$8,453	$3,902	$1,951	$390	$49
Federal Income Tax	−$13,487	−$1,124	−$519	−$259	−$52	−$6
State Income Tax	−$5,375	−$448	−$207	−$103	−$21	−$3
Social Security	−$6,289	−$524	−$242	−$121	−$24	−$3
Medicare	−$1,471	−$123	−$57	−$28	−$6	−$1
Total Taxes	−$26,621	−$2,218	−$1,024	−$512	−$102	−$13
Take-Home Pay	$74,819	$6,235	$2,878	$1,439	$288	$36

Federal Rate

13.3%

State Rate

5.3%

Total Rate

26.2%

State-by-State Comparison

Same $101,440 salary across popular states

State	Take-Home	Total Tax	Eff. Rate
TXTexasNo Tax	$80,193	$21,247	20.9%
FLFloridaNo Tax	$80,193	$21,247	20.9%
WAWashingtonNo Tax	$80,193	$21,247	20.9%
NVNevadaNo Tax	$80,193	$21,247	20.9%
OHOhio	$78,186 -$2,007	$23,254 -$2,007/yr	22.9%
PAPennsylvania	$77,079 -$3,114	$24,361 -$3,114/yr	24.0%
ILIllinois	$75,317 -$4,876	$26,123 -$4,876/yr	25.8%
NYNew York	$75,248 -$4,945	$26,192 -$4,945/yr	25.8%
CACalifornia	$74,850 -$5,343	$26,590 -$5,343/yr	26.2%
MNMinnesotaYou	$74,819 -$5,375	$26,621 -$5,375/yr	26.2%

Ways to Increase Your Take-Home

📈

A $5,000 401(k) contribution saves $1,823/yr in taxes

Pre-tax 401(k) contributions reduce your federal and state taxable income. Contributing an additional $5,000 would increase your monthly take-home by $417 while building retirement savings.

💍

Married filing jointly saves $6,938/yr

If you're married, filing jointly gives you a $32,200 standard deduction (vs $16,100 single) and wider tax brackets. This would add $578/month to your take-home.

🗺️

Moving to a no-tax state could net $5,375 more per year

States like Texas and Florida have no state income tax. At your salary, moving to Texas would mean $5,375/year more take-home — $448/month — with no change to your gross salary.

Compare states →

Results for $101,440 salary · 2026 tax year

At a Glance

Annual Gross

$101,440

Annual Take-Home

$74,819

Monthly

$6,235

Bi-Weekly

$2,878

Weekly

$1,439

Hourly

$35.98

Federal Income Tax

$13,487

13.3% of gross

State Income Tax

$5,375

5.3% of gross

FICA (SS + Medicare)

$7,760

7.6% of gross

What does a Civil Engineer earn after taxes in Minnesota?

The median annual wage for a civil engineer in Minnesota is $101,440 according to BLS data. After federal income tax, FICA, and Minnesota state income tax, the estimated take-home is $74,819/year or $6,235/month.

The effective total tax rate is 26.2%. Compared to the national median ($99,590), Minnesota pays above average ($1,850 more/yr).