Civil Engineer Salary After Tax in Minnesota (2026)

Median wage: $94,430/year → Take-home: $70,617/year ($5,885/mo)

Full Tax Breakdown — $94,430 in Minnesota

Annual Take-Home$70,617After all taxes

Monthly$5,885Net per month

Bi-Weekly$2,716Every 2 weeks

Effective Tax Rate25.2%Fed + state + FICA

Where Your Money Goes

Federal Tax Brackets

10%

$1,240

12%

$4,560

22%

$6,145

Affordability Snapshot

Based on your $5,885/mo take-home — 50/30/20 rule

Needs (50%)$2,942/mo

Rent, groceries, utilities, transport

Wants (30%)$1,765/mo

Dining, entertainment, hobbies

Savings (20%)$1,177/mo

401k, emergency fund, investments

🏠

Recommended Max Rent

$1,765/mo

30% of monthly take-home — the commonly recommended housing cost ceiling.

Annual Savings Potential

$14,123

Daily Take-Home

$272

Paycheck Breakdown

All figures in USD

Item	Annual	Monthly	Bi-Weekly	Weekly	Daily	Hourly
Gross Pay	$94,430	$7,869	$3,632	$1,816	$363	$45
Federal Income Tax	−$11,945	−$995	−$459	−$230	−$46	−$6
State Income Tax	−$4,644	−$387	−$179	−$89	−$18	−$2
Social Security	−$5,855	−$488	−$225	−$113	−$23	−$3
Medicare	−$1,369	−$114	−$53	−$26	−$5	−$1
Total Taxes	−$23,813	−$1,984	−$916	−$458	−$92	−$11
Take-Home Pay	$70,617	$5,885	$2,716	$1,358	$272	$34

Federal Rate

12.6%

State Rate

4.9%

Total Rate

25.2%

State-by-State Comparison

Same $94,430 salary across popular states

State	Take-Home	Total Tax	Eff. Rate
TXTexasNo Tax	$75,262	$19,169	20.3%
FLFloridaNo Tax	$75,262	$19,169	20.3%
WAWashingtonNo Tax	$75,262	$19,169	20.3%
NVNevadaNo Tax	$75,262	$19,169	20.3%
OHOhio	$73,437 -$1,824	$20,993 -$1,824/yr	22.2%
PAPennsylvania	$72,363 -$2,899	$22,068 -$2,899/yr	23.4%
ILIllinois	$70,707 -$4,554	$23,723 -$4,554/yr	25.1%
NYNew York	$70,644 -$4,618	$23,786 -$4,618/yr	25.2%
MNMinnesotaYou	$70,617 -$4,644	$23,813 -$4,644/yr	25.2%
CACalifornia	$70,324 -$4,938	$24,106 -$4,938/yr	25.5%

Ways to Increase Your Take-Home

📈

A $5,000 401(k) contribution saves $1,823/yr in taxes

Pre-tax 401(k) contributions reduce your federal and state taxable income. Contributing an additional $5,000 would increase your monthly take-home by $417 while building retirement savings.

💍

Married filing jointly saves $6,503/yr

If you're married, filing jointly gives you a $32,200 standard deduction (vs $16,100 single) and wider tax brackets. This would add $542/month to your take-home.

🗺️

Moving to a no-tax state could net $4,644 more per year

States like Texas and Florida have no state income tax. At your salary, moving to Texas would mean $4,644/year more take-home — $387/month — with no change to your gross salary.

Compare states →

Results for $94,430 salary · 2026 tax year

At a Glance

Annual Gross

$94,430

Annual Take-Home

$70,617

Monthly

$5,885

Bi-Weekly

$2,716

Weekly

$1,358

Hourly

$33.96

Federal Income Tax

$11,945

12.6% of gross

State Income Tax

$4,644

4.9% of gross

FICA (SS + Medicare)

$7,224

7.7% of gross

What does a Civil Engineer earn after taxes in Minnesota?

The median annual wage for a civil engineer in Minnesota is $94,430 according to BLS data. After federal income tax, FICA, and Minnesota state income tax, the estimated take-home is $70,617/year or $5,885/month.

The effective total tax rate is 25.2%. Compared to the national median ($95,890), Minnesota pays below average ($1,460 less/yr).