Salary Calculator by City

Take-home pay in 20 major US metros, using real BLS metro wage data and 2026 federal, state, and local taxes.

New York City and Philadelphia levy a city income tax that most salary calculators leave out. These pages include it.

Ranked by Take-Home Pay

On each metro's own median wage across all occupations — so this reflects both what a city pays and what it taxes.

City	Median Wage	Take-Home	Eff. Rate	City Tax
San Jose California	$82,470	$62,197	24.6%	No
San Francisco California	$73,960	$57,054	22.9%	No
Seattle Washington	$67,510	$55,387	18.0%	No — and no state tax
Boston Massachusetts	$64,620	$50,794	21.4%	No
Denver Colorado	$61,110	$49,033	19.8%	No
New York City New York	$60,460	$45,581	24.6%	Yes
San Diego California	$56,580	$45,318	19.9%	No
Portland Oregon	$59,040	$44,635	24.4%	No
Austin Texas	$52,610	$44,452	15.5%	No — and no state tax
Los Angeles California	$53,490	$43,061	19.5%	No
Dallas Texas	$49,740	$42,146	15.3%	No — and no state tax
Nashville Tennessee	$48,840	$41,423	15.2%	No — and no state tax
Phoenix Arizona	$49,840	$41,383	17.0%	No
Chicago Illinois	$51,510	$41,163	20.1%	No
Houston Texas	$48,490	$41,142	15.2%	No — and no state tax
Miami Florida	$47,920	$40,684	15.1%	No — and no state tax
Atlanta Georgia	$49,770	$40,210	19.2%	No
Philadelphia Pennsylvania	$51,760	$40,203	22.3%	Yes
San Antonio Texas	$46,010	$39,149	14.9%	No — and no state tax
Las Vegas Nevada	$45,120	$38,434	14.8%	No — and no state tax

Wages: BLS Occupational Employment and Wage Statistics, May 2024, by metropolitan statistical area. Single filer, standard deduction, 2026 tax rates. Cost of living is not modeled.