Data Scientist Salary After Tax in Iowa (2026)

Median wage: $97,980/year → Take-home: $74,647/year ($6,221/mo)

Full Tax Breakdown — $97,980 in Iowa

Annual Take-Home$74,647After all taxes

Monthly$6,221Net per month

Bi-Weekly$2,871Every 2 weeks

Effective Tax Rate23.8%Fed + state + FICA

Where Your Money Goes

23.8%effective rate

Take-Home$74,64776.2%

Federal Tax$12,72613.0%

State & Local Tax$3,1113.2%

FICA$7,4957.6%

Federal Tax Brackets

10%

$1,240

12%

$4,560

22%

$6,926

Affordability Snapshot

Based on your $6,221/mo take-home — 50/30/20 rule

Needs (50%)$3,110/mo

Rent, groceries, utilities, transport

Wants (30%)$1,866/mo

Dining, entertainment, hobbies

Savings (20%)$1,244/mo

401k, emergency fund, investments

🏠

Recommended Max Rent

$1,866/mo

30% of monthly take-home — the commonly recommended housing cost ceiling.

Annual Savings Potential

$14,929

Daily Take-Home

$287

Paycheck Breakdown

All figures in USD

Item	Annual	Monthly	Bi-Weekly	Weekly	Daily	Hourly
Gross Pay	$97,980	$8,165	$3,768	$1,884	$377	$47
Federal Income Tax	−$12,726	−$1,060	−$489	−$245	−$49	−$6
State Income Tax	−$3,111	−$259	−$120	−$60	−$12	−$2
Social Security	−$6,075	−$506	−$234	−$117	−$23	−$3
Medicare	−$1,421	−$118	−$55	−$27	−$5	−$1
Total Taxes	−$23,333	−$1,944	−$897	−$449	−$90	−$11
Take-Home Pay	$74,647	$6,221	$2,871	$1,436	$287	$36

Federal Rate

13.0%

State Rate

3.2%

Total Rate

23.8%

State-by-State Comparison

Same $97,980 salary across popular states

State	Take-Home	Total Tax	Eff. Rate
TXTexasNo Tax	$77,759	$20,221	20.6%
FLFloridaNo Tax	$77,759	$20,221	20.6%
WAWashingtonNo Tax	$77,759	$20,221	20.6%
NVNevadaNo Tax	$77,759	$20,221	20.6%
OHOhio	$75,847 -$1,912	$22,133 -$1,912/yr	22.6%
PAPennsylvania	$74,751 -$3,008	$23,229 -$3,008/yr	23.7%
IAIowaYou	$74,647 -$3,111	$23,333 -$3,111/yr	23.8%
ILIllinois	$73,054 -$4,705	$24,926 -$4,705/yr	25.4%
NYNew York	$73,018 -$4,741	$24,962 -$4,741/yr	25.5%
CACalifornia	$72,738 -$5,021	$25,242 -$5,021/yr	25.8%

Ways to Increase Your Take-Home

📈

A $5,000 401(k) contribution saves $1,673/yr in taxes

Pre-tax 401(k) contributions reduce your federal and state taxable income. Contributing an additional $5,000 would increase your monthly take-home by $417 while building retirement savings.

💍

Married filing jointly saves $5,940/yr

If you're married, filing jointly gives you a $32,200 standard deduction (vs $16,100 single) and wider tax brackets. This would add $495/month to your take-home.

🗺️

Moving to a no-tax state could net $3,111 more per year

States like Texas and Florida have no state income tax. At your salary, moving to Texas would mean $3,111/year more take-home — $259/month — with no change to your gross salary.

Compare states →

Results for $97,980 salary · 2026 tax year

At a Glance

Annual Gross

$97,980

Annual Take-Home

$74,647

Monthly

$6,221

Bi-Weekly

$2,871

Weekly

$1,436

Hourly

$35.89

Federal Income Tax

$12,726

13.0% of gross

State Income Tax

$3,111

3.2% of gross

FICA (SS + Medicare)

$7,495

7.6% of gross

What does a Data Scientist earn after taxes in Iowa?

The median annual wage for a data scientist in Iowa is $97,980 according to BLS data. After federal income tax, FICA, and Iowa state income tax, the estimated take-home is $74,647/year or $6,221/month.

The effective total tax rate is 23.8%. Compared to the national median ($112,590), Iowa pays below average ($14,610 less/yr).