Physician (General Practice) Salary After Tax in Rhode Island (2026)

Median wage: $216,220/year → Take-home: $150,939/year ($12,578/mo)

Full Tax Breakdown — $216,220 in Rhode Island

Annual Take-Home$150,939After all taxes

Monthly$12,578Net per month

Bi-Weekly$5,805Every 2 weeks

Effective Tax Rate30.2%Fed + state + FICA + levies

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$1,100/yr in state payroll deductions beyond income tax and FICA — Temporary Disability / Temporary Caregiver Insurance ($1,100). Mandatory and withheld from every paycheck.

Where Your Money Goes

30.2%effective rate

Take-Home$150,93969.8%

Federal Tax$40,62718.8%

State & Local Tax$8,8344.1%

FICA$14,7206.8%

RI TDI/TCI$1,1000.5%

Federal Tax Brackets

10%

$1,240

12%

$4,560

22%

$12,166

24%

$22,661

Affordability Snapshot

Based on your $12,578/mo take-home — 50/30/20 rule

Needs (50%)$6,289/mo

Rent, groceries, utilities, transport

Wants (30%)$3,773/mo

Dining, entertainment, hobbies

Savings (20%)$2,516/mo

401k, emergency fund, investments

🏠

Recommended Max Rent

$3,773/mo

30% of monthly take-home — the commonly recommended housing cost ceiling.

Annual Savings Potential

$30,188

Daily Take-Home

$581

Paycheck Breakdown

All figures in USD

Item	Annual	Monthly	Bi-Weekly	Weekly	Daily	Hourly
Gross Pay	$216,220	$18,018	$8,316	$4,158	$832	$104
Federal Income Tax	−$40,627	−$3,386	−$1,563	−$781	−$156	−$20
State Income Tax	−$8,834	−$736	−$340	−$170	−$34	−$4
Social Security	−$11,439	−$953	−$440	−$220	−$44	−$6
Medicare	−$3,281	−$273	−$126	−$63	−$13	−$2
RI TDI/TCI	−$1,100	−$92	−$42	−$21	−$4	−$1
Total Taxes	−$65,281	−$5,440	−$2,511	−$1,255	−$251	−$31
Take-Home Pay	$150,939	$12,578	$5,805	$2,903	$581	$73

Federal Rate

18.8%

State Rate

4.6%

Total Rate

30.2%

State-by-State Comparison

Same $216,220 salary across popular states

State	Take-Home	Total Tax	Eff. Rate
TXTexasNo Tax	$160,873	$55,347	25.6%
FLFloridaNo Tax	$160,873	$55,347	25.6%
NVNevadaNo Tax	$160,873	$55,347	25.6%
WAWashingtonNo Tax	$158,130 -$2,743	$58,090 -$2,743/yr	26.9%
OHOhio	$155,709 -$5,164	$60,511 -$5,164/yr	28.0%
PAPennsylvania	$154,084 -$6,789	$62,136 -$6,789/yr	28.7%
RIRhode IslandYou	$150,939 -$9,934	$65,281 -$9,934/yr	30.2%
ILIllinois	$150,315 -$10,558	$65,905 -$10,558/yr	30.5%
NYNew York	$148,713 -$12,160	$67,507 -$12,160/yr	31.2%
CACalifornia	$142,045 -$18,829	$74,175 -$18,829/yr	34.3%

Ways to Increase Your Take-Home

📈

A $5,000 401(k) contribution saves $1,500/yr in taxes

Pre-tax 401(k) contributions reduce your federal and state taxable income. Contributing an additional $5,000 would increase your monthly take-home by $417 while building retirement savings.

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Married filing jointly saves $11,811/yr

If you're married, filing jointly gives you a $32,200 standard deduction (vs $16,100 single) and wider tax brackets. This would add $984/month to your take-home.

🗺️

Moving to a no-tax state could net $9,934 more per year

States like Texas and Florida have no state income tax. At your salary, moving to Texas would mean $9,934/year more take-home — $828/month — with no change to your gross salary.

Compare states →

Results for $216,220 salary · 2026 tax year

At a Glance

Annual Gross

$216,220

Annual Take-Home

$150,939

Monthly

$12,578

Bi-Weekly

$5,805

Weekly

$2,903

Hourly

$72.56

Federal Income Tax

$40,627

18.8% of gross

State Income Tax

$8,834

4.1% of gross

FICA (SS + Medicare)

$14,720

6.8% of gross

RI TDI/TCI

$1,100

0.5% of gross

What does a Physician (General Practice) earn after taxes in Rhode Island?

The median annual wage for a physician (general practice) in Rhode Island is $216,220 according to BLS data. After federal income tax, FICA, Rhode Island state income tax, and Rhode Island's RI TDI/TCI payroll levy, the estimated take-home is $150,939/year or $12,578/month.

The effective total tax rate is 30.2%. Compared to the national median ($238,380), Rhode Island pays below average ($22,160 less/yr).