What is the average salary in Austin?

The median annual wage across all occupations in the Austin-Round Rock-San Marcos, TX area is $52,610, according to Bureau of Labor Statistics OEWS data for May 2024. That covers roughly 1.3 million workers.

How much do you take home after taxes in Austin?

On the $52,610 median wage, a single filer in Austin takes home about $44,452 per year ($3,704 per month) after federal, state taxes — an effective rate of 15.5%.

Does Austin have a city income tax?

No. Austin does not levy a local income tax, so residents pay federal, FICA, and Texas state income tax — and Texas has no state income tax either.

Austin Salary Calculator — Take-Home Pay After Tax (2026)

The median wage across all occupations in Austin is $52,610, which leaves about $44,452 after federal, Texas state taxes.

✓No Texas state income tax and no city income tax

Median Wage

$52,610

all occupations

Take-Home

$44,452

$3,704/mo

Effective Tax Rate

15.5%

fed + state + FICA

Workers

1.3M

rank #10 of 20 by pay

Full Tax Breakdown — $52,610 in Austin

Single filer, standard deduction, 2026 rates.

Annual Take-Home$44,452After all taxes

Monthly$3,704Net per month

Bi-Weekly$1,710Every 2 weeks

Effective Tax Rate15.5%Fed + state + FICA

Where Your Money Goes

15.5%effective rate

Take-Home$44,45284.5%

Federal Tax$4,1337.9%

FICA$4,0257.7%

Federal Tax Brackets

10%

$1,240

12%

$2,893

Affordability Snapshot

Based on your $3,704/mo take-home — 50/30/20 rule

Needs (50%)$1,852/mo

Rent, groceries, utilities, transport

Wants (30%)$1,111/mo

Dining, entertainment, hobbies

Savings (20%)$741/mo

401k, emergency fund, investments

🏠

Recommended Max Rent

$1,111/mo

30% of monthly take-home — the commonly recommended housing cost ceiling.

Annual Savings Potential

$8,890

Daily Take-Home

$171

Paycheck Breakdown

All figures in USD

Item	Annual	Monthly	Bi-Weekly	Weekly	Daily	Hourly
Gross Pay	$52,610	$4,384	$2,023	$1,012	$202	$25
Federal Income Tax	−$4,133	−$344	−$159	−$79	−$16	−$2
State Income Tax	$0	$0	$0	$0	$0	$0
Social Security	−$3,262	−$272	−$125	−$63	−$13	−$2
Medicare	−$763	−$64	−$29	−$15	−$3	−$0
Total Taxes	−$8,158	−$680	−$314	−$157	−$31	−$4
Take-Home Pay	$44,452	$3,704	$1,710	$855	$171	$21

Federal Rate

7.9%

State Rate

0.0%

Total Rate

15.5%

State-by-State Comparison

Same $52,610 salary across popular states

State	Take-Home	Total Tax	Eff. Rate
TXTexasNo TaxYou	$44,452	$8,158	15.5%
FLFloridaNo Tax	$44,452	$8,158	15.5%
NVNevadaNo Tax	$44,452	$8,158	15.5%
OHOhio	$43,788 -$664	$8,822 -$664/yr	16.8%
WAWashingtonNo Tax	$43,722 -$730	$8,888 -$730/yr	16.9%
PAPennsylvania	$42,800 -$1,652	$9,810 -$1,652/yr	18.6%
CACalifornia	$42,418 -$2,034	$10,192 -$2,034/yr	19.4%
GAGeorgia	$42,344 -$2,108	$10,266 -$2,108/yr	19.5%
ILIllinois	$41,993 -$2,459	$10,617 -$2,459/yr	20.2%
NYNew York	$41,950 -$2,502	$10,660 -$2,502/yr	20.3%

Ways to Increase Your Take-Home

📈

A $5,000 401(k) contribution saves $600/yr in taxes

Pre-tax 401(k) contributions reduce your federal and state taxable income. Contributing an additional $5,000 would increase your monthly take-home by $417 while building retirement savings.

💍

Married filing jointly saves $2,092/yr

If you're married, filing jointly gives you a $32,200 standard deduction (vs $16,100 single) and wider tax brackets. This would add $174/month to your take-home.

🏥

An HSA could save $865/yr in taxes

If you have a High-Deductible Health Plan (HDHP), you can contribute up to $4,400 to an HSA pre-tax. This reduces your taxable income and saves $865 in federal and state taxes — a triple tax advantage.

Results for $52,610 salary · 2026 tax year

Take-Home Pay by Salary in Austin

Gross Salary	Take-Home / Year	Per Month	Effective Rate
$40,000	$34,320	$2,860	14.2%
$50,000	$42,355	$3,530	15.3%
$60,000	$50,390	$4,199	16.0%
$75,000	$61,593	$5,133	17.9%
$100,000	$79,180	$6,598	20.8%
$125,000	$96,704	$8,059	22.6%
$150,000	$113,791	$9,483	24.1%
$200,000	$148,927	$12,411	25.5%

Austin Salaries by Occupation

BLS median wage for each occupation in the Austin-Round Rock-San Marcos, TX area, with take-home after all 2026 taxes.

Occupation	Median Wage	Take-Home	Eff. Rate
Physician (General Practice)	$239,200	$176,092	26.4%
Dentist	$181,760	$135,499	25.5%
Software Engineering Manager	$175,940	$131,521	25.2%
Marketing Manager	$162,150	$122,096	24.7%
Physician Assistant	$151,570	$114,864	24.2%
Pharmacist	$141,500	$107,981	23.7%
Lawyer	$133,400	$102,445	23.2%
Software Developer	$133,070	$102,219	23.2%
Nurse Practitioner	$132,530	$101,850	23.1%
Human Resources Manager	$132,310	$101,700	23.1%
Veterinarian	$124,370	$96,273	22.6%
Data Scientist	$122,440	$94,954	22.4%
Electrical Engineer	$117,420	$91,435	22.1%
Mechanical Engineer	$110,410	$86,503	21.7%
Operations Manager	$108,940	$85,469	21.5%
Occupational Therapist	$105,840	$83,288	21.3%
Construction Manager	$102,540	$80,967	21.0%
Dental Hygienist	$100,880	$79,799	20.9%
Physical Therapist	$100,690	$79,665	20.9%
Civil Engineer	$97,850	$77,667	20.6%
UX Designer	$96,990	$77,062	20.5%
Registered Nurse	$94,900	$75,592	20.3%
Financial Analyst	$92,430	$73,855	20.1%
Police Officer	$83,820	$67,797	19.1%
Accountant	$81,030	$65,835	18.8%
Real Estate Agent	$80,540	$65,490	18.7%
Radiologic Technologist	$79,260	$64,589	18.5%
Social Worker	$75,650	$62,050	18.0%
Psychologist	$73,780	$60,734	17.7%
Plumber	$62,280	$52,222	16.1%
Graphic Designer	$61,040	$51,226	16.1%
Elementary School Teacher	$59,590	$50,061	16.0%
Firefighter	$59,530	$50,012	16.0%
Electrician	$59,040	$49,619	16.0%
Truck Driver (Heavy)	$55,900	$47,096	15.8%

Source: BLS Occupational Employment and Wage Statistics, May 2024, Austin-Round Rock-San Marcos, TX (MSA 12420). Occupations BLS does not publish an estimate for in this metro are omitted rather than guessed.

How these Austin numbers are calculated

Wages are published BLS medians for the Austin-Round Rock-San Marcos, TX metropolitan statistical area — the wider metro, not Austin city limits. Taxes are 2026 federal brackets, FICA, and no Texas state income tax, for a single filer taking the standard deduction. Cost of living is not modeled — a higher wage here does not automatically mean more spending power. Full methodology.