What is the average salary in Denver?

The median annual wage across all occupations in the Denver-Aurora-Centennial, CO area is $61,110, according to Bureau of Labor Statistics OEWS data for May 2024. That covers roughly 1.6 million workers.

How much do you take home after taxes in Denver?

On the $61,110 median wage, a single filer in Denver takes home about $49,033 per year ($4,086 per month) after federal, state taxes — an effective rate of 19.8%.

Does Denver have a city income tax?

No. Denver does not levy a local income tax, so residents pay federal, FICA, and Colorado state income tax, plus Colorado's CO FAMLI payroll levy.

Denver Salary Calculator — Take-Home Pay After Tax (2026)

The median wage across all occupations in Denver is $61,110, which leaves about $49,033 after federal, Colorado state taxes.

Median Wage

$61,110

all occupations

Take-Home

$49,033

$4,086/mo

Effective Tax Rate

19.8%

fed + state + FICA + levies

Workers

1.6M

rank #5 of 20 by pay

Full Tax Breakdown — $61,110 in Denver

Single filer, standard deduction, 2026 rates.

Annual Take-Home$49,033After all taxes

Monthly$4,086Net per month

Bi-Weekly$1,886Every 2 weeks

Effective Tax Rate19.8%Fed + state + FICA + levies

◆

$269/yr in state payroll deductions beyond income tax and FICA — Family and Medical Leave Insurance ($269). Mandatory and withheld from every paycheck.

Where Your Money Goes

19.8%effective rate

Take-Home$49,03380.2%

Federal Tax$5,1538.4%

State & Local Tax$1,9803.2%

FICA$4,6757.7%

CO FAMLI$2690.4%

Federal Tax Brackets

10%

$1,240

12%

$3,913

Affordability Snapshot

Based on your $4,086/mo take-home — 50/30/20 rule

Needs (50%)$2,043/mo

Rent, groceries, utilities, transport

Wants (30%)$1,226/mo

Dining, entertainment, hobbies

Savings (20%)$817/mo

401k, emergency fund, investments

🏠

Recommended Max Rent

$1,226/mo

30% of monthly take-home — the commonly recommended housing cost ceiling.

Annual Savings Potential

$9,807

Daily Take-Home

$189

Paycheck Breakdown

All figures in USD

Item	Annual	Monthly	Bi-Weekly	Weekly	Daily	Hourly
Gross Pay	$61,110	$5,093	$2,350	$1,175	$235	$29
Federal Income Tax	−$5,153	−$429	−$198	−$99	−$20	−$2
State Income Tax	−$1,980	−$165	−$76	−$38	−$8	−$1
Social Security	−$3,789	−$316	−$146	−$73	−$15	−$2
Medicare	−$886	−$74	−$34	−$17	−$3	−$0
CO FAMLI	−$269	−$22	−$10	−$5	−$1	−$0
Total Taxes	−$12,077	−$1,006	−$465	−$232	−$46	−$6
Take-Home Pay	$49,033	$4,086	$1,886	$943	$189	$24

Federal Rate

8.4%

State Rate

3.7%

Total Rate

19.8%

State-by-State Comparison

Same $61,110 salary across popular states

State	Take-Home	Total Tax	Eff. Rate
TXTexasNo Tax	$51,282	$9,828	16.1%
FLFloridaNo Tax	$51,282	$9,828	16.1%
NVNevadaNo Tax	$51,282	$9,828	16.1%
WAWashingtonNo Tax	$50,434 -$848	$10,676 -$848/yr	17.5%
OHOhio	$50,384 -$898	$10,726 -$898/yr	17.6%
PAPennsylvania	$49,363 -$1,919	$11,747 -$1,919/yr	19.2%
COColoradoYou	$49,033 -$2,249	$12,077 -$2,249/yr	19.8%
CACalifornia	$48,628 -$2,654	$12,482 -$2,654/yr	20.4%
ILIllinois	$48,402 -$2,880	$12,708 -$2,880/yr	20.8%
NYNew York	$48,284 -$2,998	$12,826 -$2,998/yr	21.0%

Ways to Increase Your Take-Home

📈

A $5,000 401(k) contribution saves $820/yr in taxes

Pre-tax 401(k) contributions reduce your federal and state taxable income. Contributing an additional $5,000 would increase your monthly take-home by $417 while building retirement savings.

💍

Married filing jointly saves $2,888/yr

If you're married, filing jointly gives you a $32,200 standard deduction (vs $16,100 single) and wider tax brackets. This would add $241/month to your take-home.

🏥

An HSA could save $1,078/yr in taxes

If you have a High-Deductible Health Plan (HDHP), you can contribute up to $4,400 to an HSA pre-tax. This reduces your taxable income and saves $1,078 in federal and state taxes — a triple tax advantage.

Results for $61,110 salary · 2026 tax year

Take-Home Pay by Salary in Denver

Gross Salary	Take-Home / Year	Per Month	Effective Rate
$40,000	$33,092	$2,758	17.3%
$50,000	$40,643	$3,387	18.7%
$60,000	$48,194	$4,016	19.7%
$75,000	$58,671	$4,889	21.8%
$100,000	$75,048	$6,254	25.0%
$125,000	$91,362	$7,614	26.9%
$150,000	$107,239	$8,937	28.5%
$200,000	$140,024	$11,669	30.0%

Denver Salaries by Occupation

BLS median wage for each occupation in the Denver-Aurora-Centennial, CO area, with take-home after all 2026 taxes.

Occupation	Median Wage	Take-Home	Eff. Rate
Physician (General Practice)	$239,200	$165,464	30.8%
Lawyer	$180,940	$126,889	29.9%
Software Engineering Manager	$177,340	$124,603	29.7%
Marketing Manager	$176,100	$123,816	29.7%
Human Resources Manager	$159,700	$113,400	29.0%
Pharmacist	$152,200	$108,637	28.6%
Operations Manager	$137,950	$99,586	27.8%
Software Developer	$134,120	$97,154	27.6%
Physician Assistant	$131,730	$95,636	27.4%
Nurse Practitioner	$130,630	$94,938	27.3%
Veterinarian	$127,370	$92,867	27.1%
Psychologist	$126,260	$92,162	27.0%
Construction Manager	$124,850	$91,267	26.9%
Electrical Engineer	$110,570	$81,973	25.9%
Mechanical Engineer	$110,530	$81,947	25.9%
Dental Hygienist	$107,870	$80,204	25.6%
Data Scientist	$105,380	$78,573	25.4%
Occupational Therapist	$104,930	$78,278	25.4%
UX Designer	$104,810	$78,199	25.4%
Police Officer	$103,170	$77,125	25.2%
Physical Therapist	$102,670	$76,798	25.2%
Dentist	$100,640	$75,468	25.0%
Financial Analyst	$100,150	$75,147	25.0%
Registered Nurse	$98,500	$74,066	24.8%
Accountant	$95,680	$72,218	24.5%
Firefighter	$88,860	$67,751	23.8%
Radiologic Technologist	$86,170	$65,988	23.4%
Graphic Designer	$74,540	$58,370	21.7%
Plumber	$64,300	$51,441	20.0%
Social Worker	$64,260	$51,411	20.0%
Elementary School Teacher	$64,070	$51,268	20.0%
Electrician	$63,010	$50,467	19.9%
Truck Driver (Heavy)	$62,880	$50,369	19.9%
Real Estate Agent	$61,690	$49,471	19.8%

Source: BLS Occupational Employment and Wage Statistics, May 2024, Denver-Aurora-Centennial, CO (MSA 19740). Occupations BLS does not publish an estimate for in this metro are omitted rather than guessed.

How these Denver numbers are calculated

Wages are published BLS medians for the Denver-Aurora-Centennial, CO metropolitan statistical area — the wider metro, not Denver city limits. Taxes are 2026 federal brackets, FICA, and Colorado state income tax, for a single filer taking the standard deduction. Cost of living is not modeled — a higher wage here does not automatically mean more spending power. Full methodology.