Physical Therapist Salary After Tax in Connecticut (2026)

Median wage: $103,720/year → Take-home: $76,305/year ($6,359/mo)

Full Tax Breakdown — $103,720 in Connecticut

Annual Take-Home$76,305After all taxes

Monthly$6,359Net per month

Bi-Weekly$2,935Every 2 weeks

Effective Tax Rate26.4%Fed + state + FICA + levies

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$519/yr in state payroll deductions beyond income tax and FICA — Connecticut Paid Leave (CTPL) ($519). Mandatory and withheld from every paycheck.

Where Your Money Goes

26.4%effective rate

Take-Home$76,30573.6%

Federal Tax$13,98813.5%

State & Local Tax$4,9734.8%

FICA$7,9357.6%

CT Paid Leave$5190.5%

Federal Tax Brackets

10%

$1,240

12%

$4,560

22%

$8,188

Affordability Snapshot

Based on your $6,359/mo take-home — 50/30/20 rule

Needs (50%)$3,179/mo

Rent, groceries, utilities, transport

Wants (30%)$1,908/mo

Dining, entertainment, hobbies

Savings (20%)$1,272/mo

401k, emergency fund, investments

🏠

Recommended Max Rent

$1,908/mo

30% of monthly take-home — the commonly recommended housing cost ceiling.

Annual Savings Potential

$15,261

Daily Take-Home

$293

Paycheck Breakdown

All figures in USD

Item	Annual	Monthly	Bi-Weekly	Weekly	Daily	Hourly
Gross Pay	$103,720	$8,643	$3,989	$1,995	$399	$50
Federal Income Tax	−$13,988	−$1,166	−$538	−$269	−$54	−$7
State Income Tax	−$4,973	−$414	−$191	−$96	−$19	−$2
Social Security	−$6,431	−$536	−$247	−$124	−$25	−$3
Medicare	−$1,504	−$125	−$58	−$29	−$6	−$1
CT Paid Leave	−$519	−$43	−$20	−$10	−$2	−$0
Total Taxes	−$27,415	−$2,285	−$1,054	−$527	−$105	−$13
Take-Home Pay	$76,305	$6,359	$2,935	$1,467	$293	$37

Federal Rate

13.5%

State Rate

5.3%

Total Rate

26.4%

State-by-State Comparison

Same $103,720 salary across popular states

State	Take-Home	Total Tax	Eff. Rate
TXTexasNo Tax	$81,797	$21,923	21.1%
FLFloridaNo Tax	$81,797	$21,923	21.1%
NVNevadaNo Tax	$81,797	$21,923	21.1%
WAWashingtonNo Tax	$80,358 -$1,439	$23,362 -$1,439/yr	22.5%
OHOhio	$79,727 -$2,070	$23,993 -$2,070/yr	23.1%
PAPennsylvania	$78,540 -$3,257	$25,180 -$3,257/yr	24.3%
ILIllinois	$76,808 -$4,989	$26,912 -$4,989/yr	25.9%
CTConnecticutYou	$76,305 -$5,492	$27,415 -$5,492/yr	26.4%
NYNew York	$76,275 -$5,522	$27,445 -$5,522/yr	26.5%
CACalifornia	$74,894 -$6,904	$28,826 -$6,904/yr	27.8%

Ways to Increase Your Take-Home

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A $5,000 401(k) contribution saves $1,394/yr in taxes

Pre-tax 401(k) contributions reduce your federal and state taxable income. Contributing an additional $5,000 would increase your monthly take-home by $417 while building retirement savings.

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Married filing jointly saves $6,671/yr

If you're married, filing jointly gives you a $32,200 standard deduction (vs $16,100 single) and wider tax brackets. This would add $556/month to your take-home.

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Moving to a no-tax state could net $5,492 more per year

States like Texas and Florida have no state income tax. At your salary, moving to Texas would mean $5,492/year more take-home — $458/month — with no change to your gross salary.

Compare states →

Results for $103,720 salary · 2026 tax year

At a Glance

Annual Gross

$103,720

Annual Take-Home

$76,305

Monthly

$6,359

Bi-Weekly

$2,935

Weekly

$1,467

Hourly

$36.69

Federal Income Tax

$13,988

13.5% of gross

State Income Tax

$4,973

4.8% of gross

FICA (SS + Medicare)

$7,935

7.6% of gross

CT Paid Leave

$519

0.5% of gross

What does a Physical Therapist earn after taxes in Connecticut?

The median annual wage for a physical therapist in Connecticut is $103,720 according to BLS data. After federal income tax, FICA, Connecticut state income tax, and Connecticut's CT Paid Leave payroll levy, the estimated take-home is $76,305/year or $6,359/month.

The effective total tax rate is 26.4%. Compared to the national median ($101,020), Connecticut pays above average ($2,700 more/yr).