Physical Therapist Salary After Tax in Oregon (2026)

Median wage: $104,430/year → Take-home: $73,024/year ($6,085/mo)

Full Tax Breakdown — $104,430 in Oregon

Annual Take-Home$73,024After all taxes

Monthly$6,085Net per month

Bi-Weekly$2,809Every 2 weeks

Effective Tax Rate30.1%Fed + state + FICA + levies

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$731/yr in state payroll deductions beyond income tax and FICA — Paid Leave Oregon ($627), Statewide Transit Tax ($104). Mandatory and withheld from every paycheck.

Where Your Money Goes

30.1%effective rate

Take-Home$73,02469.9%

Federal Tax$14,14513.5%

State & Local Tax$8,5428.2%

FICA$7,9897.7%

Paid Leave Oregon + OR Transit$7310.7%

Federal Tax Brackets

10%

$1,240

12%

$4,560

22%

$8,345

Affordability Snapshot

Based on your $6,085/mo take-home — 50/30/20 rule

Needs (50%)$3,043/mo

Rent, groceries, utilities, transport

Wants (30%)$1,826/mo

Dining, entertainment, hobbies

Savings (20%)$1,217/mo

401k, emergency fund, investments

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Recommended Max Rent

$1,826/mo

30% of monthly take-home — the commonly recommended housing cost ceiling.

Annual Savings Potential

$14,605

Daily Take-Home

$281

Paycheck Breakdown

All figures in USD

Item	Annual	Monthly	Bi-Weekly	Weekly	Daily	Hourly
Gross Pay	$104,430	$8,703	$4,017	$2,008	$402	$50
Federal Income Tax	−$14,145	−$1,179	−$544	−$272	−$54	−$7
State Income Tax	−$8,542	−$712	−$329	−$164	−$33	−$4
Social Security	−$6,475	−$540	−$249	−$125	−$25	−$3
Medicare	−$1,514	−$126	−$58	−$29	−$6	−$1
State Payroll Levies	−$731	−$61	−$28	−$14	−$3	−$0
Total Taxes	−$31,406	−$2,617	−$1,208	−$604	−$121	−$15
Take-Home Pay	$73,024	$6,085	$2,809	$1,404	$281	$35

Federal Rate

13.5%

State Rate

8.9%

Total Rate

30.1%

State-by-State Comparison

Same $104,430 salary across popular states

State	Take-Home	Total Tax	Eff. Rate
TXTexasNo Tax	$82,297	$22,134	21.2%
FLFloridaNo Tax	$82,297	$22,134	21.2%
NVNevadaNo Tax	$82,297	$22,134	21.2%
WAWashingtonNo Tax	$80,848 -$1,449	$23,582 -$1,449/yr	22.6%
OHOhio	$80,207 -$2,089	$24,223 -$2,089/yr	23.2%
PAPennsylvania	$79,017 -$3,279	$25,413 -$3,279/yr	24.3%
ILIllinois	$77,272 -$5,025	$27,158 -$5,025/yr	26.0%
NYNew York	$76,732 -$5,564	$27,698 -$5,564/yr	26.5%
CACalifornia	$75,318 -$6,979	$29,112 -$6,979/yr	27.9%
OROregonYou	$73,024 -$9,273	$31,406 -$9,273/yr	30.1%

Ways to Increase Your Take-Home

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A $5,000 401(k) contribution saves $1,538/yr in taxes

Pre-tax 401(k) contributions reduce your federal and state taxable income. Contributing an additional $5,000 would increase your monthly take-home by $417 while building retirement savings.

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Married filing jointly saves $6,569/yr

If you're married, filing jointly gives you a $32,200 standard deduction (vs $16,100 single) and wider tax brackets. This would add $547/month to your take-home.

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Moving to a no-tax state could net $9,273 more per year

States like Texas and Florida have no state income tax. At your salary, moving to Texas would mean $9,273/year more take-home — $773/month — with no change to your gross salary.

Compare states →

Results for $104,430 salary · 2026 tax year

At a Glance

Annual Gross

$104,430

Annual Take-Home

$73,024

Monthly

$6,085

Bi-Weekly

$2,809

Weekly

$1,404

Hourly

$35.11

Federal Income Tax

$14,145

13.5% of gross

State Income Tax

$8,542

8.2% of gross

FICA (SS + Medicare)

$7,989

7.7% of gross

State Payroll Levies

$731

0.7% of gross

What does a Physical Therapist earn after taxes in Oregon?

The median annual wage for a physical therapist in Oregon is $104,430 according to BLS data. After federal income tax, FICA, Oregon state income tax, and Oregon's Paid Leave Oregon / OR Transit payroll levies, the estimated take-home is $73,024/year or $6,085/month.

The effective total tax rate is 30.1%. Compared to the national median ($101,020), Oregon pays above average ($3,410 more/yr).